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3 2 reviews

120 US-27 S, Lake Placid, FL 33852, USA
+1 (863) 465-2700
www.centerstatebank.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

2000-01-26

Mailing Address

DATA REDACTED, DATA REDACTED, FL, DATA REDACTED, United States

Company Name

DATA REDACTED

DATA REDACTED

Contact Data

DATA REDACTED

DATA REDACTED

Feedback about CenterState Bank?

Here you get acquainted with the feedback of our clients.

Pretty quick, good customer service in my opinion

Leora Krajcik

The employees treat you like a piece of garbage.

Dr. Otho Johnston

I went in and stood at a window and waited for 15min.

Arden Spinka

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users get acquainted common information about payday loans.

Payday Loans in Lake Placid, New York

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and fast to take out loans in Lake Placid, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will CenterState Bank help issue a payday loan in Lake Placid, New York?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Lake Placid, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the loan.

APR Calculator

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