MIDFLORIDA Credit Union Payday Loans Review

2.7 9 reviews

Organization owner?

6 N Main Ave, Lake Placid, FL 33852, USA

+1 (863) 688-3733

www.midflorida.com

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

10:30AM–5PM

Domain Info

Created Date

1996-12-12

Mailing Address

Florida, United States

Company Name

MIDFLORIDA FEDERAL CREDIT UNION

Contact Data

Feedback about MIDFLORIDA Credit Union?

Here you get acquainted with the feedback of our customers.

… needs. Have had numerous loans through this credit union for the simple reason that they always have the best interest rates and they make banking easy. Recommend this …

Deanna Kunze

They used Kelley blue Book to give you a Refinance Value !

Wendell Kreiger

Very disappointed in service provided

Dr. Mariana Franecki

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Lake Placid, New York

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Lake Placid, New York are taken out problem-free. The interest rate depends on the customer's person-related information: if you pay off more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will MIDFLORIDA Credit Union help take out a payday loan in Lake Placid, New York?

24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the department is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lake Placid, New York. They estmate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Lake Placid, Florida

ATM (Regions Bank)

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+1 (800) 734-4667

www.regions.com

Advance America

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+1 (352) 732-0754

www.advanceamerica.net

Sphereinvest Americas LLC

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+1 (305) 379-0018

Edward Jones - Financial Advisor: Leigh Ann Lyon, AAMS®

1268 Upsala Rd, Sanford, FL 32771, USA

+1 (407) 322-1558

www.edwardjones.com