Welcome to Our Online Loan Referral Service

3.1 20 reviews

1817 Crystal Lake Dr, Lakeland, FL 33801, USA
+1 (863) 688-3733
www.midflorida.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10:30AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1996-12-12

Mailing Address

Florida, United States

Company Name

MIDFLORIDA FEDERAL CREDIT UNION

MIDFLORIDA FEDERAL CREDIT UNION

Contact Data

Feedback about MIDFLORIDA Credit Union?

Here you see the feedback of our clients.

Friendly, they give out popcorn & candy.

Tyshawn Rosenbaum

Feels like friendly home-town banking like the good ole days. 🏦

Lucile Jerde

I gave 2 stars only because the staff are friendly !

Thea Morissette

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Lakeland, Georgia

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Lakeland, Georgia are issued problem-free. The interest rate is dependent on the customer's personal data: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

10% small loan cap

How will MIDFLORIDA Credit Union help issue a payday loan in Lakeland, Georgia?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Lakeland, ga will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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