Hometown Jewelry & Loan Payday Loans Review

4.6 27 reviews

Organization owner?

209 Ohio Ave N, Live Oak, FL 32064, USA

+1 (386) 362-7296

Thursday

9AM–5PM

Friday
(Good Friday)

9AM–5PM

Hours might differ

Saturday

10AM–2PM

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

What people think about Hometown Jewelry & Loan?

Below you get acquainted with some of the reviews of our customers.

Awesome selection and the friendliest staff around!

Jacklyn Feil

Family I would highly recommend this place for riffles and shotguns

Mr. Immanuel Beer

Great selections and prices especially the jewelry.

Krista Quigley Sr.

Important

The above-given information provides the details about a specific lender. The information below is about common information about payday loans.

Payday Loans in Live Oak, Florida

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

It is hassle-free and speedy to get accepted for payday loans in Live Oak, Florida. The APR will be set specifically for each person and will depend on the personal details the borrower provided.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit score. You will need a regular income to get approved for a bad credit payday loan.

To get accepted for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.