Nicholas Financial Inc Payday Loans Review

3.6 5 reviews

Organization owner?

1155 W State Rd 434 # 117, Longwood, FL 32750, USA

7 years in business

+1 (407) 265-3533

nicholasfinancial.com

Saturday

Closed

Sunday
(Easter)

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Domain Info

Created Date

1999-03-19

Mailing Address

2454 N MCMULLEN BOOTH RD, CLEARWATER, FL, 33759-1353, United States

Company Name

Nicholas Financial, Inc.

Contact Data

[email protected]

+1.7277260763

+1.7277262140

What people think about Nicholas Financial Inc?

Below you find some of the opinions of our customers.

They make you feel at home with them.

Marisa Kohler

This company will not work with you.

Aaliyah Smitham

Pay Attention

Now you can see general features of payday loans.

Payday Loans in Longwood, North Carolina

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Longwood, North Carolina is are simple to get. The APR is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.