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5 2 reviews
Loan agency in Macclenny, Florida

565 S 6th St, Macclenny, FL 32063, USA
7 years in business
+1 (904) 259-3241

Feedback about Baker Loan Co?

Here you get acquainted with the feedback of our customers.

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid off on time, it can be either extended or paid off ahead of schedule.

Rosalind Hagenes

Baker Loan Co applied for a loan secured by a car for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Dr. Kevin Labadie

I'm not ashamed to borrow money from Baker Loan Co, now the whole world lives like this. I have already used loans many times, everything is convenient.

Miss Marianne Bernier Jr.

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers get acquainted shared information about payday loans.

Payday Loans in Macclenny, Florida

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Macclenny, Florida are taken out easily. The interest rate is conditional on the client's personal information: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Baker Loan Co help take out a loan in Macclenny, Florida?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Macclenny, fl will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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CenterState Bank

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Advance America

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VyStar Credit Union

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