Lafayette State Bank Payday Loans Review

4.5 8 reviews

Organization owner?

340 W Main St, Mayo, FL 32066, USA

+1 (386) 294-1901

Thursday

9AM–4PM

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

What people think about Lafayette State Bank?

Below you find some of the testimonials of our customers.

They are very helpful people and friendly people.Ashley and Britany.

Dr. Edmund Kuhn II

I only gave them 1 Star bc they made me but they don't deserve one at all.

Xander Boyle DVM

Pay Attention

Now you can review general features of payday loans.

Payday Loans in Mayo, Maryland

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Mayo, Maryland. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several things.

APR

33% APR cap (2.75% a month)

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.