Equity One Payday Loans Review

Loan agency in Aventura, Florida

Organization owner?

19215 Biscayne Blvd, Miami, FL 33180, USA

+1 (305) 931-0092

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

What people think about Equity One?

Below you find some of the opinions of our customers.

Crazy APR. Had to repay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was terrible too. The lady in the office was very impolite. Not happy. Better search for another service.

Tillman Dooley DVM

Unhappy!! They approve me for a loan but it’s been 3 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my money.

Richard Predovic

APR too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Dr. Chadrick Green

I tried to borrow cash from Equity One. They declined me. Why then say they approve everyone even those with poor credit?? Waste of time. Besides, got many mails with an offer to apply for a loan. I do not recommend this service.

Gus Hyatt

Sky-high interest rate. Had to pay off really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was bad too. The lady in the chat was very impolite. Not happy. Better explore another loan provider.

Johann Kihn

Pay Attention

The previous three items describe a definite financial institution. But below you can find general data about payday loans.

Payday Loans in Miami, West Virginia

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Miami, West Virginia. The entire process is hassle-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

31% APR for loans up to $2,000

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on specific aspects. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.