Kotel Finance Payday Loans Review

Organization owner?

175 SW 7th St #1100, Miami, FL 33130, USA

+1 (305) 712-2060

Feedback about Kotel Finance?

Here you get acquainted with the feedback of our clients.

Sky-scraper interest rate. When paying back a debt, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Juliet Green

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the charges.

Ms. Abbie Cormier V

Pay Attention

Above-specified info offers the details about a definite lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Miami, West Virginia

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Miami, wv. They are issued at individual interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

31% APR for loans up to $2,000

How will Kotel Finance help issue a loan in Miami, West Virginia?

Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to attend any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Miami, wv review this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be ready to objectively assess financial capabilities, take out a loan, pay off the debt on a due date and not only cope with current problems, but improve the credit score.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.