Welcome to Our Online Loan Referral Service

4.1 17 reviews

1307 Atlantic Blvd, Neptune Beach, FL 32266, USA
+1 (904) 420-5711
www.vystarcu.org
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Created Date

Mailing Address

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What people think about VyStar Credit Union?

Below you read some of the reviews of our customers.

5 star service and I’ll recommend them to anyone that needs a solid credit union

Britney Krajcik

Makes unnecessary remarks.

Kris Heidenreich

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Neptune Beach, Florida

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Neptune Beach, Florida is are simple to access. The APR is specific for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Neptune Beach, Florida

Drummond Community Bank

1627 N Young Blvd, Chiefland, FL 32626, USA

+1 (352) 493-2277

www.drummondbank.com

City National Bank - ATM

4730 Florida Ave S, Lakeland, FL 33813, USA

+1 (863) 646-8537

CenterState Bank

3293 Hodges Blvd, Jacksonville, FL 32224, USA

+1 (904) 223-4201

www.centerstatebank.com

Advance America

2337 S US Hwy 1, Fort Pierce, FL 34982, USA

+1 (772) 460-8044

www.advanceamerica.net

Regions Bank

3621 Apalachee Pkwy, Tallahassee, FL 32311, USA

+1 (850) 701-8330

www.regions.com

VyStar Credit Union - Ocala Branch

4614 SW College Rd, Ocala, FL 34474, USA

+1 (352) 642-1140

vystarcu.org

Walmart Money Center

Altamonte Springs, FL 32714, USA

+1 (407) 774-9966

www.walmart.com

Seacoast Bank

3717 W Boynton Beach Blvd Suite #1, Boynton Beach, FL 33436, USA

+1 (561) 369-7773

www.seacoastbank.com

Florida Credit Union

3720 NW 13th St, Gainesville, FL 32609, USA

+1 (352) 377-4141

www.flcu.org

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