Welcome to Our Online Loan Referral Service

4.1 17 reviews

1307 Atlantic Blvd, Neptune Beach, FL 32266, USA
+1 (904) 420-5711
www.vystarcu.org
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Created Date

Mailing Address

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Contact Data

What people think about VyStar Credit Union?

Below you read some of the reviews of our customers.

5 star service and I’ll recommend them to anyone that needs a solid credit union

Britney Krajcik

Makes unnecessary remarks.

Kris Heidenreich

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Neptune Beach, Florida

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Neptune Beach, Florida is are simple to access. The APR is specific for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Neptune Beach, Florida

Vystar Credit Union ATM

Paxon Shopping Center, 748 North, Edgewood Ave N, Jacksonville, FL 32254, USA

+1 (904) 777-6000

vystarcu.org

Sunbelt Credit

4440 Lafayette St, Marianna, FL 32446, USA

+1 (850) 482-3777

www.security-finance.com

Capital City Bank

4120 Crill Ave, Palatka, FL 32177, USA

+1 (386) 326-3440

locations.ccbg.com

Pen Air Federal Credit Union

5056 Dogwood Dr, Milton, FL 32570, USA

+1 (850) 505-3200

www.penair.org

Amscot - The Money Superstore

11803 E Colonial Dr, Orlando, FL 32828, USA

+1 (407) 273-3888

www.amscot.com

Fifth Third Bank & ATM

1801 NE Pine Island Rd, Cape Coral, FL 33909, USA

+1 (239) 772-1122

locations.53.com

EZ CASH ZONE

266 Blanding Blvd, Orange Park, FL 32073, USA

+1 (904) 644-7129

Auto Finance USA Inc

1650 Powerline Rd # 101, Deerfield Beach, FL 33442, USA

+1 (954) 480-6161

Regions Bank

730 N Tyndall Pkwy, Callaway, FL 32404, USA

+1 (850) 392-7220

www.regions.com

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