Welcome to Our Online Loan Referral Service


1354 E John Sims Pkwy, Niceville, FL 32578, USA
+1 (850) 729-0022
certaintyhomeloans.com
Friday
(Good Friday)
8AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2016-12-21

Mailing Address

CA, United States

Company Name

Stearns

Stearns

Contact Data

What people think about Certainty Home Loans?

Below you read some of the reviews of our customers.

My husband and I used Rob for the purchase of our home.

Theodora Auer

Cannot do what they claimed was no issue a year later.

Prof. Trenton Witting

Rob has great customer service and is always the guy to go to for mortgages.

Amira Swaniawski

Pay Attention

The previous three items describe a peculiar company. But below you can read common information about payday loans.

Payday Loans in Niceville, Florida

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and speedy solution to a short-term problem in Niceville, Florida. Loans from payday lenders can get you money same day. Your interest rate will depend on several factors.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on other factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

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