Welcome to Our Online Loan Referral Service

3.7 26 reviews

10 Bahia Ave Ln, Ocala, FL 34472, USA
+1 (352) 237-8222
www.flcu.org
Thursday
9AM–6PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

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Contact Data

What people think about Florida Credit Union?

Below you get acquainted with some of the reviews of our customers.

Easier than most to get a loan here, very friendly and helpful

Evangeline Blick

I refinanced my car, Bought a home, buried a love one & much more.

Mr. Curtis McKenzie

Half an hour wait to deposit check at drive thru

Russel Price

Except for the price I enjoyed her doing my taxes.

Nella Crist

Great customer service and explaining things to us.

Miss Hellen Hyatt

Great place and great people very helpful

Prof. Alfonzo Smith

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Ocala, Florida

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may become an easy and speedy solution to a short-term problem in Ocala, Florida. Loans from payday lenders can get you money same day. Your interest rate will depend on a few things.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on other aspects. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the exact cost of the loan immediately.

APR Calculator

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First State Bank of the Florida Keys

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Cadence Bank - Dunnellon Branch

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