Welcome to Our Online Loan Referral Service

5 reviews

406 E Silver Springs Blvd, Ocala, FL 34470, USA
+1 (352) 751-2020
www.mycitizensfirst.com
Friday
(Good Friday)
8:30AM–6PM
Hours might differ
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2009-07-06

Mailing Address

FL, United States

Company Name

Citizens First Bank

Citizens First Bank

Contact Data

Feedback about Citizens First Bank?

Here you read the reviews of our customers.

Excellent service!! The staff is friendly, helpful, and professional. They make the process of pawning quick, and easy giving fair loans on the item you are pawning!

Magali Langosh V

Both times I have been very pleased with the staff, the prices & the service.

Prof. Marty O'Conner PhD

Kris and their entire staff will give you the best experience as a customer.

Justus McDermott

The staff is very customer service focused and helpful

Dr. Jan Gusikowski I

Great place to go and do your taxes very great people there to help you

Victoria Simonis IV

Do not use their services you will bee waiting montha and months for your money.

Miss Christy Koch PhD

Great service and selection.

Tess Flatley DVM

Never dealt with a "pushy sales rep" and Mike has always been a nice guy!

Jennie Corwin

Easiest fingerprint experience and friendly staff!

Miss Antonietta Runte

Suggest those who prefer a quiet place to go to the office on Main Street.

Terry Keeling

I absolutely enjoyed my experience today.

Alford Pfeffer

She was patient and answered all my questions.

Elody Kshlerin

Very thorough work and good report with the customers.

Idella Gaylord

Absolutely love love love filing with Rosemary.

Dr. Lexi Kunde III

The staff is amazing!

Elenor Bayer

New owners, new employees, new experience!

Lavina Raynor II

I will NEVER file with these over prices crookz again..

Erica Tillman

Her customer service is great!

Alverta Wyman

I enjoyed my experience with Michelle Taylor, very knowledgable.

Prof. Niko Jast Jr.

I will never go back to this company because of this location.

Aryanna Leffler

She was not only personable, but professional and quickly got the job done.

Ms. Vicky Hayes

Go9d prices & nice cloths, good plus size selection.

Dr. Reba Spencer Sr.

Great price good service

Ward Lesch PhD

Nice, clean location with a variety of urban style clothing

Mr. Donnie Kautzer

Great place...easy going people... security good for cars in lot and place...

Zoey Willms

The staff at the inspection area are rude and ignorant people.

Valentine Ankunding

Nice employees and quick handling the order for shipment

Jett Brekke DDS

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Ocala, Florida

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Ocala, Florida is taken out simply and quickly. The interest rate is defined respecting the category of the client: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Citizens First Bank help issue a payday loan in Ocala, Florida?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Ocala, fl will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

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