Sunshine Payday Loans Payday Loans Review

5 3 reviews

Loan agency in Okeechobee, Florida

Organization owner?

1410 S Parrott Ave, Okeechobee, FL 34974, USA

+1 (863) 467-0905

What people think about Sunshine Payday Loans?

Below you find some of the reviews of our clients.

I am a regular customer of Sunshine Payday Loans. It is very fast to apply via the net. The APR was affordable. Their employees always help in a timely manner.

Alphonso Ernser

They approve applicants immediately and transfer money the same day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Hollie Hessel

They only ask for an ID to get accepted. Last month I was ill and needed extra money to survive. These guys accepted me although I had a bad credit score. Quick and legit process. Highly recommend!

Miss Phyllis Yundt

I am a regular client of Sunshine Payday Loans. It is very convenient to apply online. The APR was affordable. Their staff always reply in a timely manner.

Colton Cummerata

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Okeechobee, Florida

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Okeechobee, Florida. Loans from payday lenders can get you money same day. Your interest rate will depend on a few factors.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other circumstances. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the cash advance loan even before applying.