Welcome to Our Online Loan Referral Service

4.5 4 reviews

1113 Saxon Blvd, Orange City, FL 32763, USA
+1 (386) 774-0977
www.cogentbank.net
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2018-08-07

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Cogent Bank?

Here you grapple with the feedback of our clients.

Cogent Bank is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The operators in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Bert Wehner DDS

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on schedule, it can be either extended or paid off ahead of schedule.

Ms. Ruthe Durgan I

Money was urgently required. I submitted an online application in Cogent Bank. I sent all the necessary photos of documents, talked to the managers by phone. The requested loan was approved. Within an hour, the money was transferred to my card.

Jazmyne Powlowski

want to express my deep gratitude to Cogent Bank for believing my case. I had some issues with a credit history, but this company helped me and issued a loan.

Dr. Daron Langworth

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Orange City, Florida

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are known as payday loans in Orange City, fl. They are issued at individual interest rates. They depend on customer's data. It is also significant to repay as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Cogent Bank help take out a payday loan in Orange City, Florida?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is called as bad credit history. But this drawback is not taken as the only one by microfinance organizations to issue a loan. The lending company review many aspects such as financial abilities to approve the request. Cash advance in Orange City, Florida may help enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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