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4.9 121 reviews
Loan agency in Palatka, Florida

316 Hwy. 19 South, Palatka, FL 32177, USA
+1 (386) 328-9515
www.advanceamerica.net
Saturday
9AM–7PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–7PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you find some of the reviews of our clients.

Karina,was simply the best all staff and management made the experience joyful.

Kenton Stanton PhD

Kristi and Tara were very friendly, personable and quick with the service.

Greyson Schiller

She's the best customer service representative I've ever dealt with.

Cordelia Hills

I have never did a payday loan but Tara in Palatka Florida made it so easy and super fast. Thanks you for your kindness Tara💕

Valerie Bradtke DVM

… . The universe seemed to be against me when looking on to getting this advance. Tina had me laughing and calmed any fears I had of the “dreaded” payday loans. This …

Uriel Bergnaum

Karina,was simply the best all staff and management made the experience joyful.

Lyric Weber

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Palatka, Florida

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Palatka, Florida. The entire process is straightforward. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.

APR Calculator

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