Welcome to Our Online Loan Referral Service

4.9 352 reviews
Loan agency in Palatka, Florida

701 Reid St, Palatka, FL 32177, USA
+1 (386) 328-8853

Domain Info

Created Date


Mailing Address

12276 SAN JOSE BLVD #534, JACKSONVILLE, FLORIDA, 32223, United States

Company Name



Contact Data

[email protected]


Feedback about Lending Bear?

Here you see the feedback of our customers.

… so friendly and very helpful! They don’t make you feel bad at all for needing a little extra help. Would definitely recommend coming here to pawn or to do a payday loan!

Mrs. Sierra Lind

the ladies in payday are nice and helpful.

Kiana Tromp

Its tough when you have to take a payday loan but if you must, and sometimes I must, Lending Bear's the best...And on your tenth time you are only charged $1 interest. I …

Carmel Windler

Very honest and meat was packed very nicely.

Sigrid Bechtelar

The processed alligators were done when promised.

Morgan Koelpin

I would highly recommend using George to take care of your alligator.

Damaris Hilpert


Zola Schiller

Reliable with great communication.

Neha Cummings

Thanks to them I have my dream home!

Jakayla Crona

Such reasonable prices, high quality, and the most friendly staff.

Oda Collier

He gave me a very competitive price and good quality door hangers.

Itzel Williamson

I have been using them for years, always great service and attention to detail.

Prof. Nelle Bartell

He responded quickly and quoted a fair price.

Rosendo Ritchie

My wife and I had Mike clear 1 Acre for us to build a home.

Clyde Kautzer

Upgrade this branch and staff it!!

Dr. Josianne Walter DDS

Customer service is horrendous.

Miss Flo Nitzsche DVM

That is what he does and his family does,...debitcards are not safe at all.

Alek Homenick

Thank you for providing this amazing service to us!

Miss Margarita Russel

It is a really unorganized company and not to recommend.

Audie Mosciski

Nice to have contact with more experienced folks.

Mr. Steve Cremin DDS

You will be treated with respect and a caring people who are there to help you

Alexandra Runolfsdottir

Communication was always prompt and clear with no pressure.

Jacey Corwin Sr.

He and his group handled things quickly and efficiently!!!

Prof. Shania Stehr Sr.

Pretty quick, good customer service in my opinion

Avis Abshire

The employees treat you like a piece of garbage.

Jany Runolfsson DVM

I went in and stood at a window and waited for 15min.

Trycia Stark

We got a great rate and had a great experience throughout the entire process.

Summer Nitzsche

Overall extremely happy with their service and would recommend to anyone ♥️

Kaci Volkman

I want to thank Wayne Hendley for his highly professional work.

Nicole Reinger

Pay Attention

Payday lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Palatka, Florida

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is simple and quick to issue payday loans in Palatka, Florida. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.



Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Lending Bear help take out a payday loan in Palatka, Florida?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Palatka, Florida. The company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Palatka, Florida

Synovus Bank

2400 Tamiami Trail N #100, Naples, FL 34103, USA

+1 (888) 796-6887


ATM (Hancock Bank)

2453 Mahan Dr, Tallahassee, FL 32308, USA


Cash America Pawn

325 N 4th St, Fort Pierce, FL 34950, USA

+1 (772) 460-8274


ATM (Fifth Third Bank)

1910 Kings Hwy, Port Charlotte, FL 33980, USA


Amscot - The Money Superstore

13651 Hunters Oak Dr #108, Orlando, FL 32837, USA

+1 (407) 857-8857


VyStar Credit Union

2810 NW 43rd St, Gainesville, FL 32606, USA

+1 (352) 708-7260


Metro City Bank

6202 Commerce Palms Dr, Tampa, FL 33647, USA

+1 (813) 848-0153


Capital City Bank

500 green way, Keystone Heights, FL 32656, USA

+1 (352) 473-4952


Advance America

4867 US-90, Pace, FL 32571, USA

+1 (850) 994-1994