Express Money Store Payday Loans Review

Organization owner?

120 N 9th St, Palatka, FL 32177, USA

7 years in business

+1 (386) 328-8060

Thursday

9AM–1PM

Friday
(Good Friday)

Closed

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–1PM

Tuesday

9AM–1PM

Wednesday

9AM–1PM

Feedback about Express Money Store?

Here you see the feedback of our customers.

I highly recommend their excellent quality and service.

Chaz West

May God bless your total staff.

Lulu Jast

Jane was a pleasure to work with and offered her help in every area.

Dr. Webster Wilderman IV

Pay Attention

Further there will be shown the details about not a certain lender. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Palatka, Florida

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Palatka, Florida is taken out easily and fast. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Express Money Store help take out a payday loan in Palatka, Florida?

Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with customer data. It will take some minutes to process the application. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor taken into account by financial institutions is called as bad credit history. But this drawback is not taken as the only one by payday lenders to take out a loan. The lending company process many aspects such as financial solvency to approve the application. Cash advance in Palatka, Florida may help enhance your credit score.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.