Panama City Financial Services Inc Payday Loans Review

5 2 reviews

Loan agency in Panama City, Florida

Organization owner?

631 US-231, Panama City, FL 32405, USA

7 years in business

+1 (850) 522-5930

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–6PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Feedback about Panama City Financial Services Inc?

Here you read the feedback of our clients.

I couldn't be happier with the service at this branch from Tonya and Bart!!

Patrick Runte

Though I hold an account here they refused to cash my paycheck today.

Sofia Bechtelar V

Excellent service and excellent people.

Ms. Kelsie Swaniawski Sr.

Excellent customer service and attention to detail.

Travis Brakus

We could not have been more satisfied with our experience at Walton funding.

Dr. Barry Funk MD

Pay Attention

Above-specified info provides the details about a certain lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Panama City, Florida

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Panama City, Florida is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Panama City Financial Services Inc help take out a loan in Panama City, Florida?

24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by lenders to issue a loan. The lending company process many aspects such as financial solvency to approve the request. Cash advance in Panama City, Florida may help enhance your credit rating.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

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