Welcome to Our Online Loan Referral Service

3.4 13 reviews

635 E Baldwin Rd, Panama City, FL 32405, USA
+1 (850) 873-4131
(Good Friday)
Hours might differ

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Feedback about Centennial Bank?

Here you see the reviews of our customers.

Very friendly "small town" atmosphere.

Miss Jackeline Hamill

Customer service is horrific.

Ima Ratke IV

Great professional bunch to work with.

Mrs. Daniella Breitenberg

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Panama City, Florida

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Panama City, Florida is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a client will get.



Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Centennial Bank help take out a loan in Panama City, Florida?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Panama City, Florida. The company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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Amscot - The Money Superstore

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Stearns Bank N.A. - Venice

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SunState Federal Credit Union: Chiefland Branch

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American Momentum Bank

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Fast Payday Loans, Inc.

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Edward Jones - Financial Advisor: Casey A Crouch

815 S Washington Ave Suite 101, Titusville, FL 32780, USA

+1 (321) 264-4433


Michael Holzum - Loan Consultant with LoanDepot

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OneMain Financial

8659 Little Rd, New Port Richey, FL 34654, USA

+1 (727) 861-1211