Welcome to Our Online Loan Referral Service

3 8 reviews

1038 Harrison Ave, Panama City, FL 32401, USA
+1 (850) 233-4400
www.innovationsfcu.org
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about Innovations Federal Credit Union?

Here you get acquainted with the feedback of our customers.

I addressed Innovations Federal Credit Union. Everything was done fast. Only pleasant impressions remained!

Garret Ritchie II

Innovations Federal Credit Union applied for a payday loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Norris Smitham

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.

Trever Johnston II

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Panama City, Florida

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and fast to take out payday loans in Panama City, Florida. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Innovations Federal Credit Union help take out a loan in Panama City, Florida?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Panama City, Florida. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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