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3 4 reviews

502 Woodward Ave, Port St Joe, FL 32456, USA
+1 (850) 227-1156
(Good Friday)
Hours might differ

Domain Info

Created Date


Mailing Address

96 Mowat Ave, Toronto, ON, M6K 3M1, Canada

Company Name

Contact Privacy Inc. Customer 0160189928

Contact Privacy Inc. Customer 0160189928

Contact Data

[email protected]


Feedback about Emerald Coast Federal Credit Union?

Here you read the feedback of our customers.

Thanks to the team of Emerald Coast Federal Credit Union. Fast solution of the arisen problems, quick decision on the loan. I definitely recommend this company.

Delilah Mayert

I recommend Emerald Coast Federal Credit Union to everyone, I am applying for the second time. Everything is great!

Lora Nienow

Thanks to Emerald Coast Federal Credit Union for helping out when money is urgently required. I have been applying to this company for more than a year and everything is always honest, without hidden charges.

Prof. Bobby McLaughlin

I had a displeasing situation in my life. I urgently required extra funds. This company helped out me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Macie Christiansen II

Emerald Coast Federal Credit Union seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Claire Lesch

I suffered an unpleasant situation in my life. I urgently required extra money. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Gavin Williamson PhD

Pay Attention

Above-shown info provides the details about a definite lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Port Saint Joe, Florida

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Port Saint Joe, Florida are issued easily. The interest percentage is conditional on the borrower's personal information: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.



Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Emerald Coast Federal Credit Union help issue a loan in Port Saint Joe, Florida?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Port Saint Joe, fl will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

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