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4 reviews

1717 Indian River Blvd STE 100, Vero Beach, FL 32960, USA
+1 (772) 778-4100
locations.valley.com
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

Domain Info

Created Date

1994-05-03

Mailing Address

Company Name

Contact Data

What people think about Valley Bank?

Below you get acquainted with some of the reviews of our customers.

Was invited to a wedding but was empty at that time. A friend recommended me to contact Valley Bank. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was straightforward.

Coleman Satterfield

I was embarrassed to borrow from my brother so I decided to apply for a cash advance via Valley Bank. Found them on the net and the user reviews were good I have already applied twice and every time I was approved very quickly. Very convenient.

Gaetano Cole

Fast application. I only needed an ID and a bank account. Immedaite processing. The first time I was accepted for $500 only. Hope the limit will increase next time. APR is affordable . Paid back the debt earlier than agreed. If desired, the term can be also extended.

Ms. Grace Hirthe

I took out for a $1,000 loan when I needed money after vacation. There simply was no other way out. I found this website on the Internet. Other lender charged sky high rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I wanted.

Sadye Howe

Pay Attention

The previous three items describe a certain company. But below you can find general information about payday loans.

Payday Loans in Vero Beach, Florida

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the right solution to your sudden financial difficulties in Vero Beach , Florida because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments as agreed in the contract.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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