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Feedback about First Choice Credit Union?
Here you grapple with the feedback of our clients.
Great service by phone and email.
Ian Homenick
This is not the place for your hard earn money to be.
Rodger Ruecker
Telling me that takes time to verified the check.
Sasha Stokes V
Pay Attention
Further there will be shown the details about not a exact lending company. The information below will explain common information about payday loans and its specific aspects.
Payday Loans in West Palm Beach, Florida
According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.
Payday loans in West Palm Beach, Florida are taken out easily. The interest percentage is dependent on the borrower's person-related information: if you pay off more payday loans, the more efficient terms and rates lenders offer.
APR
304%*
Max Loan
$500 for single payment and $1,000$ for installment loans
Min Term
7 days for single payment and 60 days for installment loans
Max Term
31 days for single payment and 90 days for installment loans
How will First Choice Credit Union help take out a loan in West Palm Beach, Florida?
- Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with personal data. It will take some minutes to review the application. The money are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every customer should fill in the following data:
After filling out an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in West Palm Beach, fl consider this circumstance not a hindrence to issue a loan. The customer of a loan should be prepared to objectively assess financial capabilities, take out a loan, repay the debt on time and not only handle current issues, but improve the credit score.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in West Palm Beach, Florida
Coconut Creek Finance
6601B Lyons Rd Suite B-20, Coconut Creek, FL 33073, USA
+1 (954) 388-9141
www.coconutcreekfinance.com
Gulf Winds Credit Union
400 W Garden St, Pensacola, FL 32502, USA
+1 (850) 479-9601
www.gogulfwinds.com
Valley Bank
1850 Old Moultrie Rd, St. Augustine, FL 32084, USA
+1 (904) 494-0470
locations.valley.com
Wells Fargo Bank
3740 3rd St S, Jacksonville Beach, FL 32250, USA
+1 (904) 361-2153
www.wellsfargo.com
