Welcome to Our Online Loan Referral Service

2.9 37 reviews

1055 S Congress Ave, West Palm Beach, FL 33406, USA
+1 (561) 641-0100
www.firstchoicecu.org
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about First Choice Credit Union?

Here you grapple with the feedback of our clients.

Great service by phone and email.

Ian Homenick

This is not the place for your hard earn money to be.

Rodger Ruecker

Telling me that takes time to verified the check.

Sasha Stokes V

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in West Palm Beach, Florida

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in West Palm Beach, Florida are taken out easily. The interest percentage is dependent on the borrower's person-related information: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will First Choice Credit Union help take out a loan in West Palm Beach, Florida?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in West Palm Beach, fl consider this circumstance not a hindrence to issue a loan. The customer of a loan should be prepared to objectively assess financial capabilities, take out a loan, repay the debt on time and not only handle current issues, but improve the credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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