Welcome to Our Online Loan Referral Service

5 2 reviews
Loan agency in Albany, Georgia

715 N Slappey Blvd, Albany, GA 31701, USA
+1 (229) 439-7004

What people think about Community Loans of America?

Below you read some of the opinions of our clients.

Applied for a loan second time. Got rejected! No idea for what reason! No explanation. Suspicious service.

Joan Ziemann

Unhappy!! They approve me for a loan but it’s been 4 days and still no money in my account! Tired of waiting…. Not sure I will ever get my money.

Dr. Kendall Greenholt IV

Pay Attention

Above there is information about a exact loan provider. Below you can see common aspects of payday loans.

Payday Loans in Albany, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online payday loans can be the right solution to your unexpected financial problems in Albany , New York because they are easily approved and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

Other Payday Lenders in Albany, Georgia

1st Franklin Financial

1408 Tallahassee Hwy Suite D, Bainbridge, GA 39819, USA

+1 (229) 248-6200

locations.1ffc.com

TitleBucks Title Pawns

4918 Covington Hwy Suite 7, Decatur, GA 30035, USA

+1 (404) 289-2524

www.titlebucks.com

Covington Credit

1900 E Victory Dr, Savannah, GA 31404, USA

+1 (912) 691-2726

www.mymoneytogo.com

OneMain Financial

3910 N Druid Hills Rd NE, Decatur, GA 30033, USA

+1 (404) 633-3110

www.onemainfinancial.com

TitleMax Title Pawns

1120 Powder Springs St, Marietta, GA 30064, USA

+1 (770) 514-8977

www.titlemax.com

Cash Quick Title Loans 0% Interest First 30 Days

1709 Manchester Expy B, Columbus, GA 31904, USA

+1 (706) 221-4230

cashquickllc.com

Georgia Auto Pawn, Inc.

2631 Peach Orchard Rd, Augusta, GA 30906, USA

+1 (706) 798-0088

georgiaautopawninc.com

World Finance

502 G I Maddox Pkwy Suite B, Chatsworth, GA 30705, USA

+1 (706) 971-2754

www.loansbyworld.com

TitleMax Title Loans

928 S Park St Ste A, Carrollton, GA 30117, USA

+1 (678) 796-9670

www.titlemax.com

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