What people think about Community Loans of America?
Below you read some of the opinions of our clients.
Applied for a loan second time. Got rejected! No idea for what reason! No explanation. Suspicious service.
Joan Ziemann
Unhappy!! They approve me for a loan but it’s been 4 days and still no money in my account! Tired of waiting…. Not sure I will ever get my money.
Dr. Kendall Greenholt IV
Pay Attention
Above there is information about a exact loan provider. Below you can see common aspects of payday loans.
Payday Loans in Albany, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online payday loans can be the right solution to your unexpected financial problems in Albany , New York because they are easily approved and easily repaid. Your APR will depend on your state law or on the payday lender's policy.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your loan.
APR Calculator
Other Payday Lenders in Albany, Georgia
World Finance
3640 Buena Vista Rd #6, Columbus, GA 31906, USA
+1 (706) 687-9220
www.loansbyworld.com
1st Franklin Financial
15048 US-19 South, Thomasville, GA 31757, USA
+1 (229) 236-1825
locations.1ffc.com
