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1 reviews
Loan agency in Albany, Georgia

2231 Dawson Rd, Albany, GA 31707, USA
+1 (229) 883-7880

What people think about Sterling Finance Co?

Below you see some of the opinions of our customers.

I took loans from Sterling Finance Co many times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 3 hours. It’s been 2 days – no money. They do not answer emails. Why???

Constantin Langworth DDS

I got payday loan from Sterling Finance Co 3 times. Repaid all my loans as agreed. Last week wanted to borrow more, but they approved me for only $500 ???

Makenzie Armstrong

I took loans from Sterling Finance Co 3 times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 2 hours. It’s been three days – no money. They do not answer emails. Why???

Dr. Pearline Sanford DDS

I took out cash advance from Sterling Finance Co twice. Closed all my loans on time. Last week wanted to borrow more, but they approved me for only $400 ???

Prof. Rey Harvey Jr.

APR too high. People usually take loans because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their APR a little…

Kendall Lynch

Important

The previous three items charactirize a certain lender. But below you can read general details about payday loans.

Payday Loans in Albany, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Albany, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on several factors.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Albany, ny accept people with bad credit. You can apply for a bad credit payday loan on the net at any time of the day and if approved could have the funds in your account within several hours.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.

APR Calculator

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