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Loan agency in Athens, Georgia

760 Hawthorne Ave a, Athens, GA 30606, USA
7 years in business
+1 (706) 613-2274
Sunday
Closed
Monday
9:30AM–6PM
Tuesday
9:30AM–6PM
Wednesday
9:30AM–6PM
Thursday
9:30AM–6PM
Friday
9:30AM–6PM
Saturday
10AM–2PM

Feedback about Great American Loans?

Here you grapple with the reviews of our clients.

Sky-scraper interest rate. When paying back a payday loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Camila Hilpert

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the charges.

Hazel Connelly

High interest rate. When paying off a debt, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Abdullah Schiller

I issued cash advance from Great American Loans 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller amount.

Jerod Conn

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Athens, New York

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Athens, New York is taken out easily and fast. The interest rate is set respecting the category of the client: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will Great American Loans help issue a loan in Athens, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Athens, New York. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Athens, Georgia

Farmers & Merchants Bank

3303 Inner Perimeter Rd, Valdosta, GA 31602, USA

+1 (229) 244-3585

www.fmb.net

Title Exchange of Calhoun

105 S River St, Calhoun, GA 30701, USA

+1 (706) 629-8794

www.titleexchangega.com

1800NewDeal

560 Thornton Rd STE 101, Lithia Springs, GA 30122, USA

+1 (678) 626-6859

www.1800newdeal.com

ACE Cash Express

2841 Greenbriar Pkwy SW #305, Atlanta, GA 30331, USA

+1 (404) 349-3001

www.acecashexpress.com

Atlanta Check Cashers Inc

4780 Jonesboro Rd D, Union City, GA 30291, USA

+1 (770) 969-6565

goloancenter.com

CenterState Bank

820 Dixie St, Carrollton, GA 30117, USA

+1 (770) 834-6800

www.centerstatebank.com

World Finance

2443 Memorial Dr, Waycross, GA 31503, USA

+1 (912) 285-0828

www.loansbyworld.com

Associated Credit Union

6251 Crooked Creek Rd NW, Norcross, GA 30092, USA

+1 (770) 448-8200

www.acuonline.org

Milledgeville Personal Loans Tech Construction E, LLC

Virtual Suite 31061, Milledgeville, GA 31061, USA

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