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Loan agency in Athens, Georgia

2137 W Broad St, Athens, GA 30606, USA
+1 (706) 425-8735
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–3PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed

What people think about Oconee Lending Group?

Below you read some of the reviews of our customers.

Applied for a loan second time. Got rejected! No suggestion for what reason! No explanation. Fishy lender.

Lance Olson

Seems a fake company. They ask for too many sensitive information. I think it’s dangerous to spread such details [online|on the Internet. You’d better find another lender.

Bart Wiza

Pay Attention

The previous three items charactirize a specific company. But below you can read common information about payday loans.

Payday Loans in Athens, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Athens, New York is are simple to get. The APR is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of individuals with lower credit scores. There are companies who may be happy to give you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in Athens, Georgia

1st Franklin Financial

1550 Lexington Rd Suite D, Athens, GA 30605, USA

+1 (706) 548-6357

locations.1ffc.com

Edwards Loan & Tax Services

33 E Robert Toombs Ave, Washington, GA 30673, USA

+1 (706) 678-3281

Chesterfield Finance Inc

45A Walton St NW, Atlanta, GA 30303, USA

+1 (404) 688-8721

www.quickloansbyphone.com

Southwest Georgia Bank

3338 Country Club Rd # A1, Valdosta, GA 31605, USA

+1 (229) 245-1280

www.sgb.bank

ExpressPay Title Pawn

325 E Jackson St A, Thomasville, GA 31792, USA

+1 (229) 236-2000

Mc Intosh Finance

6740 Shannon Pkwy STE 1, Union City, GA 30291, USA

+1 (770) 969-9438

World Finance

1970 W Spring St, Monroe, GA 30655, USA

+1 (770) 267-4473

www.loansbyworld.com

Decatur Loan & Finance Corporation

2829 E College Ave, Decatur, GA 30030, USA

+1 (404) 292-0203

decatur-loan-finance-corporation.business.site

National Finance Company

2803 Wrightsboro Rd #11, Augusta, GA 30909, USA

+1 (706) 738-4994

westernshamrock.com

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