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What people think about Excel Federal Credit Union?
Below you see some of the opinions of our customers.
This lender is a scam. I will never use again. $30 goes towards loan and you keep $79 for interest.
Joel Greenfelder
This company is a fraud. I will never apply again. $30 goes towards loan and you keep $78 for interest.
Mr. Reese Wilkinson I
I took out $800 for a period of 8 days. In the end, I had to repay twice as much with all the fees charged.
Lora Streich
Interest too high. People usually borrow money because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Misty Lockman Jr.
Pay Attention
Now you can see general features of payday loans.
Payday Loans in Atlanta, New York
Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Atlanta, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several things.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can save borrowers who have poor credit scores or have no credit history. But we remind you that as with any loan you should only think about applying for a payday loan if you are assured that you can afford payments on time.
To get approved for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Atlanta, Georgia
Edward Jones - Financial Advisor: Michael J Dyar, AAMS®
37 E Franklin St Suite 100, Hartwell, GA 30643, USA
+1 (706) 376-0748
www.edwardjones.com
Peach State Federal Credit Union - GCPS Staff Only
STAFF ONLY, 437 Old Peachtree Rd NW, Suwanee, GA 30024, USA
+1 (855) 889-4328
www.peachstatefcu.org
Bank of America (with Drive-thru ATM)
60 Bullsboro Dr, Newnan, GA 30263, USA
+1 (770) 304-3223
locators.bankofamerica.com
Lendmark Financial Services LLC
270 Bobby Jones Expy #122, Augusta, GA 30907, USA
+1 (706) 651-9835
www.lendmarkfinancial.com
