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Loan agency in Augusta, Georgia

1752 Gordon Hwy, Augusta, GA 30904, USA
7 years in business
+1 (706) 733-7113
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
10AM–5PM
Tuesday
10AM–6PM

Feedback about Community Loans of America?

Here you grapple with the feedback of our customers.

I contacted Community Loans of America. Everything was done quickly. Only pleasant impressions remained!

Angelo Kulas

I'm not ashamed to borrow money from Community Loans of America, now the whole world lives like this. I have already used loans many times, everything is convenient.

Athena Beahan

I submit an application very often. I am pleased with the terms. There is online 24/7 service.

Eulah Bergstrom

Community Loans of America is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The managers in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Dr. Ciara Veum

Only an ID is needed to apply. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Mrs. Janessa Schaden

Pay Attention

Lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in Augusta, Maine

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Hassle-free financial products are considered as payday loans in Augusta, me. They are issued at individual interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Community Loans of America help issue a payday loan in Augusta, Maine?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Augusta, me consider this circumstance not an obstacle to take out a loan. The customer of a payday loan should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on schedule and not only solve current difficulties, but improve the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Augusta, Georgia

First Citizens Bank ATM

110 W Saint Julian Street, Savannah, GA 31401, USA

www.firstcitizens.com

Pelham Loan Co & Tax Services

157 W Railroad St S, Pelham, GA 31779, USA

+1 (229) 294-4911

Discount Check Casher

8608 Abercorn St STE B, Savannah, GA 31406, USA

+1 (912) 961-0041

discountcheckcasher.com

Lendmark Financial Services LLC

3740 Macon Rd ste e, Columbus, GA 31907, USA

+1 (706) 405-2500

www.lendmarkfinancial.com

U.S. Money Shops

2705 E Walnut Ave, Dalton, GA 30721, USA

+1 (706) 260-2558

First Georgia Loan Co

6150 Stewart Pkwy STE B, Douglasville, GA 30135, USA

+1 (770) 577-2274

World Finance

1496 Big A Rd, Toccoa, GA 30577, USA

+1 (706) 886-8434

www.loansbyworld.com

Omni Military Loans

230 W General Screven Way #110, Hinesville, GA 31313, USA

+1 (912) 335-5320

www.omnimilitaryloans.com

Peach State Federal Credit Union

864 Broad St, Augusta, GA 30901, USA

+1 (855) 889-4328

www.peachstatefcu.org

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