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Loan agency in Augusta, Georgia

215 James Brown Blvd, Augusta, GA 30901, USA
7 years in business
+1 (706) 724-1493
Wednesday
9AM–12PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

What people think about Modern Finance & Loan Co?

Below you find some of the opinions of our customers.

Modern Finance & Loan Co seems legit. Used it twice. The first loan approved was small – $300, but next time the limit was increased to $700. Paid off the loan on schedule. The employees were friendly, they gave detailed answers to all my questions. No problems. But their rates are not the lowest on the net.

Mossie Bayer

I contacted Modern Finance & Loan Co for financial assistance. Everything was done very quickly. Had the money in my account the next morning. Employees are very professional. Pleasant experience!

Prof. Nettie Johnson DDS

I want to say Many Thanks to the employees of Modern Finance & Loan Co. They offer same day solution to any unexpected money problems. Love them for their quick decision. Applied for a cash advance and got accepted although my credit was bad. I will 100% use this website if I need money again.

Lavon Nienow

I recommend Modern Finance & Loan Co to every person who need extra money. I’ve been using them for 2nd time. Always best possible service!

Dr. Jakob O'Hara

Important

Above there is information about a exact loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Augusta, Maine

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Augusta, Maine. Loans from payday lenders can get you funds within a few hours. Your APR will depend on several factors.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can help consumers who have poor credit scores or have no credit score. But we recommend you that as with any loan you should only think about applying for a payday loan if you are assured that you can afford payments punctually.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the loan immediately.

APR Calculator

Other Payday Lenders in Augusta, Georgia

Southwest Georgia Bank

3500 N Valdosta Rd, Valdosta, GA 31602, USA

+1 (229) 244-4444

www.sgb.bank

OneMain Financial

1087 E Franklin St ste b, Hartwell, GA 30643, USA

+1 (706) 522-3125

www.onemainfinancial.com

Equity Auto Loan

6006 Ogeechee Rd, Savannah, GA 31419, USA

+1 (912) 721-8035

TitleMax Title Loans

7875 Roswell Rd Suite G, Sandy Springs, GA 30350, USA

+1 (678) 443-0751

www.titlemax.com

World Finance

13375 Jones St Suite D, Lavonia, GA 30553, USA

+1 (706) 356-4760

www.loansbyworld.com

Ameris Bank

922 Joe Frank Harris Pkwy SE, Cartersville, GA 30120, USA

+1 (770) 386-8828

banks.amerisbank.com

Star Finance Co

126 E Broughton St, Savannah, GA 31401, USA

+1 (912) 233-1121

East West Bank

3490 North Shallowford Road north east suite, # 100, Atlanta, GA 30341, USA

+1 (770) 455-1772

www.eastwestbank.com

Complete Cash

1035 Pacific Ave, Bremen, GA 30110, USA

+1 (678) 821-3300

www.completecash.net

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