Welcome to Our Online Loan Referral Service

5 3 reviews

15 Cedartown St SW, Cave Spring, GA 30124, USA
+1 (706) 777-3367
www.ucbi.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

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Feedback about United Community Bank?

Here you read the reviews of our clients.

I contacted United Community Bank. Everything was done fast. Only pleasant impressions remained!

Cordell Klocko

It was significant to enhance the credi score, because there is practically no chance of getting a loan at a good interest rate. As a result, I contacted United Community Bank. The history improved after several loans paid off.

Camryn Kreiger

I recommend United Community Bank to everyone, I am applying for the second time. Everything is great!

Alfonzo Reinger

I had a difficult situation in my life. I urgently needed extra funds. This company helped out me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Carlo Lakin

I'm not ashamed to borrow money from United Community Bank, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Nicole Davis

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Cave Spring, Georgia

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Cave Spring, Georgia is issued simply and fast. The interest percentage is defined respecting the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

10% small loan cap

How will United Community Bank help take out a loan in Cave Spring, Georgia?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Cave Spring, ga will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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