OneMain Financial Payday Loans Review

3.7 20 reviews

Loan agency in Gwinnett County, Georgia

Organization owner?

1625 Pleasant Hill Rd #150, Duluth, GA 30096, USA

7 years in business

+1 (770) 279-8557

www.onemainfinancial.com

Monday

9AM–5:30PM

Tuesday

9AM–7PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you read the feedback of our clients.

Always great, good people to work with.

Maggie Crooks

Customer service is absolutely non-existent at this location.

Pierce Batz

The financial experience I had at One Main Financial was rewarding and positive.

Coby Harris

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes people get acquainted shared information about payday loans.

Payday Loans in Duluth, Georgia

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Duluth, Georgia are issued hassle-free. The interest percentage is dependent on the borrower's person-related information: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

10% small loan cap

How will OneMain Financial help issue a payday loan in Duluth, Georgia?

Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with personal data. It will take some minutes to consider the form. The money are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Duluth, ga consider this circumstance not a drawback to take out a loan. The client of a cash advance should be ready to objectively estimate financial capabilities, take out a loan, pay back the debt on a due date and not only handle current issues, but improve the credit history.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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