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Loan agency in East Ellijay, Georgia

368 Craig St #102, East Ellijay, GA 30540, USA
7 years in business
+1 (706) 636-2274
Saturday
9:30AM–2PM
Sunday
Closed
Monday
9:30AM–6PM
Tuesday
9:30AM–6PM
Wednesday
9:30AM–2PM
Thursday
9:30AM–6PM
Friday
9:30AM–6PM

Feedback about Smart Cash?

Here you read the reviews of our clients.

The funds are deposited to my card. I pay back through my personal account. The payment is convenient and quick. Pay on schedule and there will be no issues.

Mustafa Ledner

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Cloyd Legros

I often issue a payday loan to a card in Smart Cash. It is very efficient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the terms.

Ms. Madilyn Schinner

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes people grapple with common information about payday loans.

Payday Loans in Ellijay, Georgia

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Ellijay, Georgia is taken out easily and quickly. The interest percentage is specified respecting the category of the customer: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

10% small loan cap

How will Smart Cash help issue a payday loan in Ellijay, Georgia?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial abilities to approve the request. Payday loans in Ellijay, Georgia may help level up your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Ellijay, Georgia

Personal Finance Service

100 Smith Ave, Thomasville, GA 31792, USA

+1 (229) 225-1454

personalfinancethomasville.com

Edward Jones - Financial Advisor: Derick T Newton, AAMS®

937B Maple St, Carrollton, GA 30117, USA

+1 (770) 832-9515

www.edwardjones.com

Universal Finance Co

5 S Railroad Ave, Claxton, GA 30417, USA

+1 (912) 739-3001

Bank Of The Ozarks

10006 Abercorn St, Savannah, GA 31406, USA

Synovus Bank

2991 Chapel Hill Rd, Douglasville, GA 30135, USA

+1 (888) 796-6887

www.synovus.com

One World Credit & Investments

1230 W Peachtree St NE, Atlanta, GA 30309, USA

+1 (404) 942-5600

Loanmax Title Loans

1711A E Shotwell St, Bainbridge, GA 39819, USA

+1 (229) 246-9065

www.loanmaxtitleloans.net

World Finance

410 5th Ave N, 410 N 5th Ave Ste B, Manchester, GA 31816, USA

+1 (706) 846-4321

www.loansbyworld.com

Queensborough National Bank & Trust

301 Mims Rd, Sylvania, GA 30467, USA

+1 (912) 564-2500

www.qnbtrust.bank

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