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Created Date
1995-07-28
Mailing Address
Company Name
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Feedback about First Citizens Bank?
Here you read the reviews of our clients.
I submit an application very often. I am satisfied with the terms. There is online 24/7 service.
Mrs. Bert Beahan
Yesterday I needed money, I decided to contact First Citizens Bank. They quickly approved the amount required, and besides, they offered favorable terms at a low interest rate.
Elaina VonRueden
First Citizens Bank is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.
Rosario Dickinson
Not the first time I use First Citizens Bank. The service is fair. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when money is urgently needed.
Dr. Derek Rosenbaum DDS
The funds are deposited to my credit card. I pay off through my account. The payment is efficient and fast. Pay on schedule and there will be no issues.
Mrs. Annette Dooley
I addressed First Citizens Bank. Everything was done quickly. Only pleasant impressions remained!
Mr. Remington Lynch
Pay Attention
Further there will be presented the details about not a certain lender. The information below will define common information about payday loans and its specific elements.
Payday Loans in Hartwell, Georgia
According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.
This financial product in Hartwell, Georgia is issued simply and fast. The interest percentage is defined respecting the category of the customer: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.
APR
10% small loan cap
How will First Citizens Bank help issue a loan in Hartwell, Georgia?
- Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with person-related data. It will take several minutes to process the application. The funds are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Then a borrower should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Hartwell, ga consider this circumstance not an obstacle to issue a loan. The client of a payday loan should be ready to objectively assess financial abilities, take out a loan, pay back the debt on time and not only resolve current problems, but improve the credit rating.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Hartwell, Georgia
1st Franklin Financial
596 GA-61 Suite D, Villa Rica, GA 30180, USA
+1 (770) 456-9797
locations.1ffc.com
Title Exchange of Rockmart
1101 N Piedmont Ave, Rockmart, GA 30153, USA
+1 (678) 757-2274
titleexchangega.com
Hamilton State Bank
6157 Fairburn Rd, Douglasville, GA 30134, USA
+1 (770) 949-2500
www.hamiltonstatebank.com
1st Franklin Financial
1213 Russell Pkwy, Warner Robins, GA 31088, USA
+1 (478) 922-8200
locations.1ffc.com
