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3.3 7 reviews
Loan agency in Lavonia, Georgia

12300 Augusta Rd, Lavonia, GA 30553, USA
7 years in business
+1 (706) 356-8882
locations.1ffc.com
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–1:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM

Domain Info

Created Date

1996-12-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about 1st Franklin Financial?

Here you see the reviews of our customers.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on time, it can be either extended or paid off ahead of schedule.

Alfreda Heller

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Prof. Dylan Klocko

Pay Attention

Further there will be presented the details about not a exact lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Lavonia, Georgia

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Lavonia, Georgia is issued simply and fast. The interest rate is set depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

10% small loan cap

How will 1st Franklin Financial help take out a payday loan in Lavonia, Georgia?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Lavonia, ga will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Lavonia, Georgia

Lee Loans

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+1 (478) 452-5591

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Security Finance

3214 GA-5, Douglasville, GA 30135, USA

+1 (770) 942-5501

www.securityfinance.com

AgSouth Farm Credit

620 N Church St, Thomaston, GA 30286, USA

+1 (706) 647-8991

www.agsouthfc.com

Synovus Bank

4208 Washington Rd, Evans, GA 30809, USA

+1 (888) 796-6887

www.synovus.com

Bank Of The Ozarks

10006 Abercorn St, Savannah, GA 31406, USA

1st Franklin Financial

307 Grand Island Dr, Albany, GA 31707, USA

+1 (229) 888-1928

locations.1ffc.com

Security Finance Corporation

2905 Washington Rd, Augusta, GA 30909, USA

+1 (706) 733-2376

www.security-finance.com

Navy Federal Credit Union

6501 Veterans Pkwy, Columbus, GA 31909, USA

+1 (888) 842-6328

www.navyfederal.org

National Finance Company

2803 Wrightsboro Rd #11, Augusta, GA 30909, USA

+1 (706) 738-4994

westernshamrock.com

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