Welcome to Our Online Loan Referral Service

5 reviews

12380 Augusta Rd, Lavonia, GA 30553, USA
+1 (706) 356-4545
firstcitizens.com
Tuesday
9AM–5PM
Wednesday
9AM–1PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you see the reviews of our clients.

I had a displeasing situation in my life. I emergenctly needed extra funds. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Sylvia Hermann V

Thanks to the team of First Citizens Bank. Quick solution of the arisen issues, quick decision on the loan. I definitely recommend this service.

Janessa Thiel

Pay Attention

Lending companies are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Lavonia, Georgia

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Lavonia, Georgia is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a client will recieve.

APR

10% small loan cap

How will First Citizens Bank help issue a payday loan in Lavonia, Georgia?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Lavonia, Georgia. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Lavonia, Georgia

Synovus Bank

319 Johnny Mercer Blvd, Savannah, GA 31410, USA

+1 (888) 796-6887

www.synovus.com

Complete Cash

6573 US-41, Ringgold, GA 30736, USA

+1 (706) 965-7296

www.completecash.net

TitleBucks

535 W Taylor St, Griffin, GA 30223, USA

+1 (678) 967-2095

www.titlebucks.com

Cash America Pawn

925 Veterans Memorial Hwy SW #162, Mableton, GA 30126, USA

+1 (770) 739-6900

Lendmark Financial Services LLC

3740 Macon Rd ste e, Columbus, GA 31907, USA

+1 (706) 405-2500

www.lendmarkfinancial.com

Pinnacle Loan Corporation

165 W Wieuca Rd NE #107, Atlanta, GA 30342, USA

+1 (404) 543-5404

TitleMax Title Pawns

102 Rose Ln, Toccoa, GA 30577, USA

+1 (706) 297-0010

www.titlemax.com

Cash To Go Loans

Powder Springs, GA 30127, USA

+1 (770) 222-1610

Security Finance

708 S Glenwood Ave Suite 310, Dalton, GA 30721, USA

+1 (706) 278-1005

www.securityfinance.com

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