Lincoln Loan Co Payday Loans Review

Loan agency in Lincolnton, Georgia

Organization owner?

103 Washington St, Lincolnton, GA 30817, USA

7 years in business

+1 (706) 359-7177

Feedback about Lincoln Loan Co?

Here you read the feedback of our clients.

I trusted Lincoln Loan Co when it was necessary to get a payday loan. I filled out an application quickly. No issues.

Audrey Zieme

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Alice Hettinger

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on schedule, it can be either extended or paid back ahead of schedule.

David Luettgen Sr.

I got into one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Lincoln Loan Co in Lincolnton seemed to me the most efficient.

Verdie Rowe

Lincoln Loan Co is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Velma Bradtke

Pay Attention

Lenders are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Lincolnton, North Carolina

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is easy and fast to take out loans in Lincolnton, North Carolina. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

36% APR small loan cap

How will Lincoln Loan Co help issue a payday loan in Lincolnton, North Carolina?

Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lincolnton, North Carolina. They assess many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit rating.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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