Welcome to Our Online Loan Referral Service

5 reviews

317 Washington St, Lincolnton, GA 30817, USA
+1 (706) 359-6283
www.fmbanknow.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5:30PM

Domain Info

Created Date

2009-02-13

Mailing Address

911 E ROBERT TOOMBS AVE, WASHINGTON, GA, 30673-2054, United States

Company Name

Farmers & Merchants Bank

Farmers & Merchants Bank

Contact Data

[email protected]

4703604178

972-535-7719

Feedback about F&M Bank?

Here you get acquainted with the feedback of our clients.

A good payday lender. The service quickly processed the application and deposited the funds to my bank account.

Emmalee Ullrich

I recommend F&M Bank to everyone, I am applying for the second time. Everything is great!

Gianni Braun

I have a problem with paying a loan at another company. It is inconvenient to borrow from friends. Therefore, I decided to contact F&M Bank. They really helped out.

Tara Lebsack

I recommend F&M Bank to everyone, I am applying for the second time. Everything is great!

Dr. Jacklyn Weimann

want to express my deep gratitude to F&M Bank for believing my case. I had some issues with a credit rating, but this service helped me and issued a loan.

Mr. Orin Bode DVM

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Lincolnton, North Carolina

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Lincolnton, North Carolina is taken out easily and quickly. The interest rate is set depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

36% APR small loan cap

How will F&M Bank help issue a payday loan in Lincolnton, North Carolina?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Lincolnton, nc consider this circumstance not a hindrence to take out a loan. The client of a cash advance should be ready to objectively assess financial abilities, take out a loan, pay back the debt on time and not only handle current problems, but improve the credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

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