Welcome to Our Online Loan Referral Service

5 reviews

568 Liberty Hill Rd, Toccoa, GA 30577, USA
+1 (855) 889-4328
www.peachstatefcu.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

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Feedback about Peach State Federal Credit Union?

Here you grapple with the feedback of our customers.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Ariel Hamill Sr.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Gracie McGlynn

Only an ID is needed to submit an application. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Payton Wolf III

I'm not ashamed to borrow money from Peach State Federal Credit Union, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Mr. Monte Mueller

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes people grapple with general information about payday loans.

Payday Loans in Toccoa, Georgia

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Toccoa, Georgia are taken out problem-free. The interest percentage is conditional on the client's person-related data: if you repay more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

10% small loan cap

How will Peach State Federal Credit Union help take out a payday loan in Toccoa, Georgia?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued day and night. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Toccoa, ga review this circumstance not a hindrence to issue a loan. The client of a cash advance should be ready to objectively assess financial abilities, issue a loan, pay off the debt on schedule and not only solve current problems, but enhance the credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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