Welcome to Our Online Loan Referral Service

5 reviews

108 E Currahee St, Toccoa, GA 30577, USA
+1 (706) 886-7145
www.teachers-fcu.org
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

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Feedback about Stephens Teachers Federal Credit Union?

Here you get acquainted with the reviews of our clients.

I issued a loan when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One refused, the other issued at too high a interest rate, but here it was approved as I wanted.

Ruthe Daugherty MD

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to address Stephens Teachers Federal Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Mr. Eddie Osinski V

Money was urgently required. I submitted an online application in Stephens Teachers Federal Credit Union. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.

Katrina Kautzer PhD

Pay Attention

Further there will be presented the details about not a exact lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Toccoa, Georgia

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Toccoa, Georgia are issued hassle-free. The interest percentage depends on the customer's person-related information: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

10% small loan cap

How will Stephens Teachers Federal Credit Union help issue a loan in Toccoa, Georgia?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Toccoa, Georgia. They assess many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the loan.

APR Calculator

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