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1 reviews
Loan agency in Valdosta, Georgia

135 N Ashley St, Valdosta, GA 31601, USA
3 years in business
+1 (229) 247-1761
Thursday
12AM–11:59PM
Friday
12AM–11:59PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
12AM–11:59PM
Tuesday
12AM–11:59PM
Wednesday
12AM–11:59PM

Feedback about Lowndes County Finance Co?

Here you grapple with the reviews of our clients.

I recommend Lowndes County Finance Co to everyone, I am applying for the second time. Everything is great!

Isaac Doyle

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Dr. Karlie Bashirian

I got into one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Lowndes County Finance Co in Valdosta seemed to me the most convenient.

Edd Schmitt DVM

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes people grapple with general information about payday loans.

Payday Loans in Valdosta, Georgia

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Valdosta, Georgia is taken out simply and fast. The interest percentage is defined considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

10% small loan cap

How will Lowndes County Finance Co help take out a loan in Valdosta, Georgia?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Valdosta, ga will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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