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5 reviews

1592 Norman Dr, Valdosta, GA 31601, USA
+1 (229) 244-4513
www.locogafcu.com
Thursday
10AM–4:30PM
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
10AM–4:30PM
Tuesday
10AM–4:30PM
Wednesday
10AM–1PM

Domain Info

Created Date

2008-08-02

Mailing Address

Georgia, United States

Company Name

Contact Data

Feedback about Locoga Federal Credit Union?

Here you read the feedback of our customers.

Not the first time I use Locoga Federal Credit Union. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.

Dr. Adelia Dicki Sr.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Alberto Wilderman

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on schedule, it can be either extended or repaid ahead of schedule.

Mr. Alfonso Gusikowski

Yesterday I needed money, I decided to contact Locoga Federal Credit Union. They quickly approved the amount needed, and besides, they offered reasonable terms at a low interest rate.

Dr. Tia Mayert

Thanks to the team of Locoga Federal Credit Union. Quick solution of the arisen issues, quick approval on the loan. I definitely recommend this service.

Gilda Padberg DVM

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Valdosta, Georgia

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Valdosta, ga. They are issued at individual interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

10% small loan cap

How will Locoga Federal Credit Union help take out a loan in Valdosta, Georgia?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to take out a cash advance. The lender review many aspects such as financial abilities to approve the request. Cash advance in Valdosta, Georgia may help enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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