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4.5 23 reviews

3140 Inner Perimeter Rd, Valdosta, GA 31602, USA
+1 (229) 241-2851

Domain Info

Created Date


Mailing Address

24 2ND AVE SE, MOULTRIE, GA, 31768-4758, United States

Company Name

Ameris Bancorp

Ameris Bancorp

Contact Data



Feedback about Ameris Bank?

Here you get acquainted with the reviews of our clients.

They have all the services of the big banks with small town service.

Monica Maggio

The air in this place STINKS!

Dr. Martin Mante

Convenient, friendly service

Prof. Trystan Heller Jr.

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Valdosta, Georgia

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Valdosta, Georgia is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a client will get.


10% small loan cap

How will Ameris Bank help issue a payday loan in Valdosta, Georgia?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Valdosta, ga consider this circumstance not a hindrence to take out a loan. The customer of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on schedule and not only cope with current problems, but enhance the credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

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