Welcome to Our Online Loan Referral Service

4.8 4 reviews

411 N Patterson St, Valdosta, GA 31601, USA
+1 (229) 244-0164
www.1stfederalvaldosta.com
Wednesday
8AM–4:30AM
Thursday
8AM–4:30AM
Friday
8AM–6AM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–4:30AM
Tuesday
8AM–4:30AM

Domain Info

Created Date

1999-12-31

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about First Federal Savings & Loan?

Here you grapple with the reviews of our clients.

Personal bank for 30 yrs

Dr. Nellie Mosciski DVM

The only negative is that the Valdosta branch smells really moldy.

Mr. Rory Jerde

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Valdosta, Georgia

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Valdosta, Georgia is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a client will get.

APR

10% small loan cap

How will First Federal Savings & Loan help take out a loan in Valdosta, Georgia?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Valdosta, ga review this circumstance not an obstacle to take out a loan. The recipient of a loan should be prepared to objectively estimate financial abilities, issue a loan, repay the debt on schedule and not only solve current issues, but enhance the credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

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