Welcome to Our Online Loan Referral Service

4 4 reviews

1517 Baytree Rd, Valdosta, GA 31602, USA
+1 (229) 241-2799
www.ozk.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1999-11-05

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O OZK.COM, Vista, CA, 92081, United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

[email protected]

+1.7604482392

What people think about Bank OZK?

Below you find some of the reviews of our clients.

Many thanks to Bank OZK. I recently had some issues with repaying my auto loan and they approved me for a payday loan. Best company! Managed to deal with my problems and signed with relief.

Peggie Kuhn PhD

Bank OZK rescued me in a hopeless time. They approved me for a loan although I had credit issues. The process was straightforward and quick. I love their friendly customer support service and affordable rates. I will 100% recommend this site to my relatives and friends.

Mr. Dave Weber

Was invited to a birthday party but was empty at that time. A friend recommended me to contact Bank OZK. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had no credit. In general, The process was hassle free.

Dr. Mercedes Kertzmann MD

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Valdosta, Georgia

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Valdosta, Georgia. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several things.

APR

10% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.

APR Calculator

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