Welcome to Our Online Loan Referral Service

5 5 reviews

5734 Robinson Rd, Young Harris, GA 30582, USA
+1 (855) 889-4328
www.peachstatefcu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

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Feedback about Peach State Federal Credit Union?

Here you get acquainted with the reviews of our clients.

The nicest bank and people around!

Preston Wiza

From the first day I walked, I have felt right at home.

Dr. Enoch Funk II

Great services, nice people.

Earl Parisian Sr.

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Young Harris, Georgia

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Young Harris, Georgia is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

10% small loan cap

How will Peach State Federal Credit Union help issue a loan in Young Harris, Georgia?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Young Harris, ga will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Young Harris, Georgia

Family Bank

800 E College St, Bainbridge, GA 39819, USA

+1 (229) 246-7039

www.familybankonline.com

1st Franklin Financial

541 Forest Pkwy Suite 7, Forest Park, GA 30297, USA

+1 (404) 366-1058

locations.1ffc.com

TitleMax Title Pawns

2777 Airport Thruway, Columbus, GA 31909, USA

+1 (706) 223-5540

www.titlemax.com

Patriot Finance, LLC

2500 Cumberland Pkwy SE #225, Atlanta, GA 30339, USA

+1 (678) 534-8226

Flipside Capital

1170 Peachtree St NE #1200, Atlanta, GA 30309, USA

+1 (678) 372-7793

www.flipsidecapital.com

Lending Bear

2149 Northside Dr E, Statesboro, GA 30458, USA

+1 (912) 489-8818

www.lendingbear.com

Regions Bank

777 S Park St, Carrollton, GA 30117, USA

+1 (678) 839-3060

www.regions.com

DOCO Credit Union

14298 US-19 S, Thomasville, GA 31757, USA

+1 (229) 228-1729

www.dococu.com

Five Star Credit Union

11189 Columbia Rd, Blakely, GA 39823, USA

+1 (888) 619-1711

www.fivestarcu.com

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