American Savings Bank Payday Loans Review

4.3 6 reviews

Organization owner?

100 Pauahi St, Hilo, HI 96720, USA

+1 (800) 272-2566

www.asbhawaii.com

Friday

8AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Domain Info

Created Date

1998-12-17

Mailing Address

PO BOX 2300, HONOLULU, HI, 96804-2300, United States

Company Name

American Savings Bank

Contact Data

[email protected]

+1.8088464737

Feedback about American Savings Bank?

Here you see the reviews of our customers.

Friendly staff and other problems caused by Honolulu office

Ayana Christiansen MD

Great place to bank and they answer their phones when u call them!!

Alison Hills

This branch also has mortgage officers to assist in the purchase of a home.

Carlos Ferry

Love this place...They take care of you....

Gerardo Dooley IV

Patty the manager is fast and efficient and always smiling!

Sonya Bauch

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Hilo, Hawaii

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Hilo, Hawaii is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will American Savings Bank help take out a loan in Hilo, Hawaii?

Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to process the application. The funds are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not taken as the only one by lenders to take out a cash advance. The lender review many aspects such as financial capabilities to approve the form. Cash advance in Hilo, Hawaii may help level up your credit history.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Hilo, Hawaii

First Hawaiian Bank ATM

91-1081 Keaunui Dr, Ewa Beach, HI 96706, USA

+1 (888) 844-4444

locations.fhb.com