Welcome to Our Online Loan Referral Service

4.2 9 reviews

Airport Trade Center, 550 Paiea St #128, Honolulu, HI 96819, USA
+1 (808) 737-4328
pearlhawaii.com
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2004-03-21

Mailing Address

94-449 UKEE ST, WAIPAHU, HI, 96797-4212, United States

Company Name

Pearl Hawaii Federal Credit Union

Pearl Hawaii Federal Credit Union

Contact Data

brandon@phfcu.com

+1.8082186274

+1.8082186295

What people think about Pearl Hawaii Federal Credit Union (PHFCU)?

Below you find some of the opinions of our customers.

Excellent customer service and I don't have to wait long in the line. 👍🏽😄

Ashlynn Schinner

Service members, veterans, etc DO NOT DO BUSINESS WITH PEARL HAWAII!!!

Berta Sanford

Pay Attention

The above-given information provides the details about a peculiar lending service. The information below is about common information about payday loans.

Payday Loans in Honolulu, Hawaii

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Honolulu, Hawaii. Loans from payday lenders can get you money same day. Your interest rate will depend on several factors.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit history. Payday loan approvals depend very much on other factors. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Honolulu, Hawaii

OneMain Financial

890 Kamokila Blvd Ste 103, Kapolei, HI 96707, USA

+1 (808) 674-1050

www.onemainfinancial.com

First Hawaiian Bank ATM

4809 HI-11, Kurtistown, HI 96760, USA

+1 (808) 844-4444

locations.fhb.com

Bank of Hawaii

636 Kailua Rd, Kailua, HI 96734, USA

+1 (808) 266-4600

www.boh.com

Hawaii Community Federal Credit Union

73-5611 Olowalu St, Kailua-Kona, HI 96740, USA

+1 (808) 930-7700

www.hicommfcu.com

Bank of Hawaii

4480 Kapolei Pkwy Suite 700, Kapolei, HI 96707, USA

+1 (808) 693-1637

www.boh.com

Walmart MoneyCenter

91-600 Farrington Hwy, Kapolei, HI 96707, USA

+1 (808) 206-9069

www.walmart.com

Bank of Hawaii

46-065 Kamehameha Hwy, Kaneohe, HI 96744, USA

+1 (808) 233-2055

www.boh.com

Bank of Hawaii ATM

95-280 Kipapa Dr, Mililani, HI 96789, USA

+1 (888) 643-3888

www.boh.com

HOCU (Honolulu Federal Credit Union)

459 Patterson Rd, Honolulu, HI 96819, USA

+1 (808) 777-5646

www.myhocu.com

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