Welcome to Our Online Loan Referral Service

3.8 4 reviews

585 Port Royal St, Joint Base Pearl Harbor-Hickam, HI 96818, USA
+1 (808) 737-4328
pearlhawaii.com
Friday
10:30AM–1PM, 1:30–4PM
Saturday
Closed
Sunday
Closed
Monday
10:30AM–1PM, 1:30–4PM
Tuesday
10:30AM–1PM, 1:30–4PM
Wednesday
10:30AM–1PM, 1:30–4PM
Thursday
10:30AM–1PM, 1:30–4PM

Domain Info

Created Date

2004-03-21

Mailing Address

94-449 UKEE ST, WAIPAHU, HI, 96797-4212, United States

Company Name

Pearl Hawaii Federal Credit Union

Pearl Hawaii Federal Credit Union

Contact Data

brandon@phfcu.com

+1.8082186274

+1.8082186295

Feedback about Pearl Hawaii Federal Credit Union (PHFCU)?

Here you grapple with the reviews of our clients.

I often take out a loan to a card in Pearl Hawaii Federal Credit Union (PHFCU). It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Dr. Amely Thompson

I took the first loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Duane Rath DDS

Pearl Hawaii Federal Credit Union (PHFCU) seemed to me the fair. At least no insurance and extra commissions. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Harmon Abshire

I'm not ashamed to borrow money from Pearl Hawaii Federal Credit Union (PHFCU), now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Rex Douglas

Only an ID is needed to apply. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Ashtyn Cronin

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Honolulu, Hawaii

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Honolulu, Hawaii are taken out easily. The interest percentage is conditional on the client's person-related information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will Pearl Hawaii Federal Credit Union (PHFCU) help take out a payday loan in Honolulu, Hawaii?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Honolulu, hi review this circumstance not a drawback to take out a loan. The customer of a cash advance should be ready to objectively assess financial capabilities, take out a loan, pay back the debt on schedule and not only resolve current problems, but enhance the credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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Bank of Hawaii ATM

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First Hawaiian Bank ATM (Walgreens Kalihi)

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First Hawaiian Bank ATM (Hyatt Regency Kauai)

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+1 (888) 844-4444

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Territorial Savings Bank

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